How to Write a Budget When You’re Broke

Budgeting is the best way to make your income stretch so you can cover essential expenses in the present and achieve your future financial goals. But while it makes perfect sense in theory, the truth of the matter is that it can be downright difficult to budget when you’re broke. After all, if you’re already struggling to pay your bills, setting aside extra money each month might seem like a pipe dream at this point. This conundrum leads many people to wonder: How can you write a budget when you’re broke? Here’s some practical advice for streamlining your expenditures so…

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Business Electricity: Correctly Comparing Rates

When it comes to running a business, there are plenty of variables that need to be managed correctly if you’re going to succeed. It certainly pays to pay attention in this case, but it’s understandable that you might end up overlooking an aspect or two. One of the most commonly neglected aspects of a business tends to be the energy supplier. After all, not every business has its foundation in engineering or manufacturing where the energy prices are going through the roof. This doesn’t mean however that you can afford to ignore your energy supplier. Business energy is still an…

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Summer Is The Time To Re-Shingle Your Roof!

Summer is here, and that means it’s the perfect time to start thinking about new shingles on your roof. The winter weather has taken a toll on your shingles year after year, and if it’s been more than ten years since you had your roof replaced then re-shingling should be in order very soon. Even if it has been less time, it might be a good idea to take a look and see if everything’s up to snuff with your roof in order to prevent leaks and potential damage to your home. Even if your roof isn’t leaking right now,…

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Taking Up Running? Invest In The Right Shoes!

High Park is full of beautiful scenery, places to go and things to do; what better way to take it all in than a nice jog through it–especially in Cherry Blossom season, as the weather gets warmer? Before you strap up and get ready to run though, don’t forget one extremely important and all-too-often overlooked detail: your shoes! Running with the wrong shoes can create pain in your ankles, heels, knees, hips and back, or cause long-term damage such as plantar fasciitis or Achilles tendinitis. This is why it’s imperative to choose the right shoes to exercise in; shoes that cater…

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Simple Ways to Get More Out of Microsoft Excel

There can be few people who have never used Microsoft Excel at work at least once. Yet, many people tiptoe around this program, using only the most basic features instead of getting the full benefit of it. The truth is that there are some incredibly simple ways to get more out of this software.  Learn the Shortcuts There are a number of interesting shortcuts that are designed to make life a whole lot easier for Excel users. However, it is clear that many a lot of people are completely unaware of them. For example, you can open a new workbook…

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